Your Wellbeing Comes First

Safe & Responsible Play

Responsible Gambling

At ZH98, we believe that entertainment should never come at a personal cost. Our responsible gambling programme gives every player the tools, information and support they need to stay in control — whether you enjoy cricket betting during a PSL final, live casino sessions or slots. Gambling is a leisure activity, not a strategy to generate income. If it stops being fun, we are here to help.

18+
Adults Only
24/7
Support Available
5+
Player Tools
0
Tolerance for Underage Play

Need help right now?  Contact our 24/7 support team via live chat or email [email protected] — we will assist you in setting limits or closing your account immediately.

Our Approach

What Responsible Gambling Means at ZH98

Responsible gambling is about maintaining full control over how you play — how much you spend, how long you play and how gambling fits into your wider life. ZH98 takes its duty of care seriously. We actively monitor player behaviour, provide a comprehensive suite of self-management tools and support any player who shows signs of distress.

Our responsible gambling framework covers four core pillars: Prevention (keeping underage individuals off the platform), Control (practical tools that put limits in your hands), Awareness (helping you recognise problematic patterns early) and Support (connecting you with assistance when you need it).

Gambling should be treated the same way you would treat any other paid entertainment — like attending a T20 match in Lahore or watching a UFC card. Set a budget, enjoy the experience and walk away when the budget is spent. No chasing losses, no borrowing to play, no gambling to escape stress.

ZH98 does not claim that gambling is legal in Pakistan. Users access the platform at their own risk and under their own legal responsibility. This page does not constitute legal advice.

Prevention

Strict age verification and KYC checks to ensure only eligible adults access the platform.

Control

Deposit limits, loss limits, time limits and cool-off periods managed entirely by you.

Awareness

Self-assessment tools and clear information to help you spot warning signs before they escalate.

Support

24/7 live chat and email access to our support team, plus guidance on external help organisations.

Age Verification

18+ Adults Only — No Exceptions

ZH98 is strictly an adults-only platform. You must be at least 18 years of age — or the higher minimum age required by the operator's licence jurisdiction — to register an account, deposit funds or participate in any game or betting market on the platform.

Every new account is subject to mandatory identity verification. We verify your name, date of birth and address using documentation before processing your first withdrawal. Where our systems or team members identify any indication that an account is held or accessed by a minor, we will freeze the account immediately, return any deposits and conduct a full investigation.

If you share a device with younger family members in your household — in Karachi, Islamabad, Lahore or anywhere else — we strongly recommend activating parental control or content-filtering software to prevent underage access to gambling websites.

18+

Adults Only Policy

  • Mandatory age verification for all accounts
  • Immediate account freeze if underage access suspected
  • Deposits returned if account opened by a minor
  • Parental controls guidance available on request
  • Zero tolerance — no exceptions, no appeals

Player Protection Tools

Take Control of Your Play

ZH98 provides a full range of responsible gambling tools that are available immediately from your account settings. All tools take effect within 24 hours of activation — and most are instant.

Deposit Limits

Set a maximum amount you are willing to deposit over a daily, weekly or monthly period. Once your chosen limit is reached, no further deposits are accepted for that window — regardless of how you attempt to add funds. You can decrease your limit at any time with immediate effect. Increases require a mandatory 7-day cooling period before activation.

Daily Weekly Monthly

Loss Limits

Cap the total amount you can lose across any time period you choose. Loss limits work in parallel with deposit limits to give you a comprehensive financial safety net. If you hit your loss limit, betting and gaming are suspended for the remainder of that window. This is one of the most effective tools for preventing sessions from running out of control.

Daily Weekly Monthly

Session Time Limits

Define how long you want to play in a single session. When your session timer expires, you will receive a prominent on-screen reminder. After a short grace window, the session ends automatically. You can also enable reality-check notifications that pop up at regular intervals — say every 30 or 60 minutes — to remind you how long you have been playing and how your balance has changed.

Per Session Reality Checks

Cool-Off Periods

If you want a short break from gambling without closing your account permanently, a cool-off period lets you pause your access for a defined duration — typically 24 hours, 48 hours, one week or one month. During a cool-off, you cannot log in, deposit or place bets. Your account and balance are preserved and resumed automatically once the period expires.

24h / 48h 1 Week 1 Month

Self-Exclusion

Self-exclusion is the strongest tool available. It permanently closes your account for a minimum period of six months, one year, three years or indefinitely. Once activated, self-exclusion cannot be reversed before the chosen period ends. We will also do our best to suppress any marketing communications to your registered contact details for the duration of your exclusion. To activate self-exclusion, contact our support team via live chat or email.

Self-exclusion is irreversible for the chosen period. Please consider this option carefully.

Account Activity Review

Your account dashboard gives you full visibility into your gambling history — deposits made, total amount wagered, net profit or loss over any date range, and time spent on the platform. Reviewing this data regularly is one of the simplest ways to keep your gambling in perspective. Our support team can also produce a summary report upon request to help you assess your activity objectively.

Activity History Summary Reports

Know Yourself

Are You Gambling Responsibly?

Problem gambling can develop gradually. The questions on the right are not a clinical diagnostic tool, but they are a useful starting point for honest self-reflection. If you answer "yes" to three or more of these questions, we strongly encourage you to contact our support team and consider activating a cool-off period or self-exclusion.

Gambling should occupy the same mental space as watching a PSL match or catching a film — enjoyable, time-limited and separate from your financial commitments. If it feels like anything more than that, please act early.

Risk Level Indicators

Low Risk (0–2 yes answers) In Control
Moderate Risk (3–5 yes answers) Review Needed
High Risk (6+ yes answers) Seek Support

Self-Assessment Questions

01 Do you spend more money on gambling than you originally intended when you started a session?
02 Have you borrowed money, sold personal belongings or gone into debt to fund gambling activity?
03 Do you find yourself chasing losses — placing further bets in an attempt to recover money you have already lost?
04 Has gambling caused arguments, tension or stress in your relationships with family members or friends?
05 Do you think about gambling frequently during periods when you are not playing — planning your next session, reliving past bets?
06 Have you neglected work, studies, family responsibilities or personal health to make time for gambling?
07 Do you use gambling as a way to escape from stress, anxiety, boredom or personal problems?
08 Have you tried to cut back or stop gambling and found it difficult or impossible to do so on your own?
09 Have you hidden or been dishonest about the extent of your gambling activity from people who are close to you?
10 Has gambling negatively affected your financial situation — bills unpaid, savings depleted, PKR funds redirected away from household needs?
This questionnaire is for personal reflection only and does not constitute a clinical diagnosis. If you are concerned about your gambling behaviour, please contact our support team immediately.

Early Warning Signs

Recognise the Warning Signs

The sooner problem gambling is identified, the easier it is to address. The following are recognised indicators that your gambling may be moving beyond healthy entertainment.

Financial Strain

Using money earmarked for rent, groceries, utility bills, school fees or Easypaisa/JazzCash transfers to family members in order to fund gambling sessions.

Chasing Losses

Placing increasingly large bets in an attempt to recover previous losses — a cycle that typically accelerates financial harm rather than reversing it.

Relationship Tension

Persistent arguments with family or friends about time or money spent on gambling, or concealing the scale of your activity from those close to you.

Sleep & Health Impact

Losing sleep to gamble late into the night, experiencing mood swings tied to gambling wins or losses, or noticing physical health deteriorating due to stress.

Work or Study Neglect

Missing deadlines, arriving late, underperforming at work or studies, or using office hours and professional devices to place bets or monitor live markets.

Emotional Dependency

Turning to gambling as a primary coping mechanism for stress, anxiety, loneliness or low mood — rather than treating it as a form of light entertainment.

Step-By-Step Guide

How to Activate Your Tools

Setting up responsible gambling controls on ZH98 takes less than two minutes. Here is how to get your protections in place right now.

01

Log In to Your Account

Sign in to your ZH98 account from any device. All responsible gambling settings are accessible on mobile and desktop.

02

Go to Account Settings

Navigate to your profile icon and select "Responsible Gambling" from the account settings menu.

03

Choose Your Controls

Select the tool you want — deposit limit, loss limit, session timer, cool-off or self-exclusion — and enter your preferred values.

04

Confirm & Save

Confirm your selection. Limits that reduce your access take effect immediately. Limit increases require a 7-day cooling period.

Prefer to speak to someone directly? Our 24/7 support team can activate any tool on your behalf via live chat or by emailing [email protected].

Common Questions

Responsible Gambling FAQs

Once your deposit limit is reached for the defined period — daily, weekly or monthly — the platform will reject any further deposit attempts until the limit window resets. You will receive an on-screen notification explaining that your limit has been reached. Your existing balance remains available and you can continue to wager from funds already in your account, but no new funds may be added.

No. Increases to deposit or loss limits are subject to a mandatory 7-day cooling period before they take effect. This delay is intentional — it gives you time to reflect on whether increasing your limit is genuinely what you want, rather than acting on impulse during a session. Decreases, however, take immediate effect to protect you when it matters most.

Self-exclusion permanently closes your access to the ZH98 platform for the period you select — minimum six months. Once activated, it cannot be reversed or shortened under any circumstances. After the exclusion period ends, if you wish to reactivate your account you will need to contact support and undergo a reactivation process that includes a reflection period and identity confirmation. We will also suppress marketing communications for the full duration of your exclusion.

ZH98 does not provide legal advice and does not claim that online gambling is authorised or regulated by the Government of Pakistan, the PTA, the State Bank of Pakistan, or any provincial authority. The Prevention of Gambling Act, 1977 governs gambling activity in Pakistan. Users are solely responsible for understanding and complying with the laws applicable to them in their jurisdiction before registering or placing bets on the platform. If you are uncertain about your legal position, please seek independent legal advice.

If you believe a family member or someone close to you is struggling with problem gambling, the most important thing is to approach the conversation with empathy and without judgment. Encourage them to speak to a professional counsellor or support organisation. If they hold an account with ZH98, they can contact our support team directly via live chat or by emailing [email protected] to request a self-exclusion or account closure. You may also contact us on their behalf to flag a concern, and our team will follow up appropriately within our privacy obligations.

You can request a permanent account closure at any time by contacting our support team via 24/7 live chat or by emailing [email protected]. Please state clearly that you wish to close your account permanently. Any remaining balance will be processed for withdrawal to your verified payment method before closure is finalised. If your request is related to problem gambling, we will treat it as a priority and activate the closure without delay.

External Support

Support Resources

If you feel that your gambling is causing harm and you need guidance beyond what ZH98 can provide, we encourage you to seek help from professional support organisations. The following are recognised resources in the operator's licence jurisdiction that may be able to assist you.

GamCare

GamCare is a leading provider of information, advice and support for anyone affected by problem gambling. They operate a National Gambling Helpline offering free, confidential support around the clock.

Contact details available at gamcare.org.uk (text reference only)

Gamblers Anonymous

Gamblers Anonymous runs a worldwide fellowship of men and women who share their experiences and support one another in recovering from a gambling problem. Meetings are free and anonymous.

Contact details available at gamblersanonymous.org (text reference only)

BeGambleAware

BeGambleAware provides free, confidential support and information about safer gambling. Their resources include self-assessment tools, treatment referrals and guidance for friends and family members.

Contact details available at begambleaware.org (text reference only)

Important: The organisations listed above are provided for informational reference. ZH98 does not have a formal affiliation with any of these bodies and cannot guarantee their availability or coverage in Pakistan. Users in Pakistan should seek locally appropriate professional mental health and financial counselling services as applicable.

Play With Confidence

Enjoy ZH98 Responsibly

ZH98 is built for players who value entertainment alongside safety. Set your limits, know your boundaries and enjoy everything the platform has to offer — from PSL betting markets and live casino tables to slots and ICC tournament odds. 18+ only. Play responsibly.

18+ only  |  Local laws may restrict gambling  |  Know your local regulations

18+ Only  |  ZH98 supports responsible gambling  |  Local laws may restrict gambling — know your local regulations before participating